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paul7979: My thinking is this: If I own a business and someone has used a card fraudulently, and I now have their fingerprint, I’m going to do everything possible to get this person arrested and off the streets. Credit card fraud is Identity Theft and carries heavy fines and prison terms. In...

steveo922: Merchants know they aren’t supposed to accept a card transaction of the card holder isn’t the one who signs for it. They assume all the risk when they do just that. Now, having said that, I know that you have repeat clients who may be at work and the kids are at home, so the client...

Registered Guest: Thanks for the opportunity to have these discussions as well. http://usa.visa.com/merchants/risk_mana … esent.html Visa/Mastercard understand that fraud is a concern for all parties involved and most likely it will never go away, they are constantly trying to stay ahead of...

CPS I Card Not Present Credit 1.80% plus $0.10 CPS I Card Not Present Debit 1.60% plus $0.15 Consumer Traditional Cards. Card Not Present! Signature Not Obtained! Mail or Phone Order, Address Verification required. Customer Service phone number and invoice number required. Must be authorized...

Rockstar pizza: Here is the number to call to complain about a merchant surcharging. You will need to have the name of the business and their phone number along with your Visa card number. 1-800-847-2911 press 1 for English press 4 for other inquiries Mastercard has an online complaint site...

Rockstar pizza: I will get you the phone number on Monday!

Charles: http://www.bankrate.com/finance/auto/sa … -card.aspx Your father most likely could have forced their hand and won if he truly wanted to.

Rockstar pizza: They get away with it because no one has reported them to Visa/Mastercard.

We would ALL be standing in line to get that card! I’m not certain that Visa/Mastercard see things as clearly as you or I do, if only they did, we would all be happier and our pockets a little heavier!

More on the War between Heartland and Verifone. https://heartland.verifone.com/files/He … ne_FAQ.pdf

Everyone hates the “Rewards Card” rates because…well, why should the merchant and consumer be paying for a reward offered by Visa or Mastercard? Most consumers use their rewards card for the higher dollar purchases, but you will see some usage based on your business model and locality of your...

This category is the plain jane, no rewards credit card. The requirements are listed below. It becomes a little more difficult in predicting how much of your business will be from this category, especially if you are in a “vacation, resort” area. You can look at your statements and see how much...

IMO Heartland’s problems have all been self inflicted. Most of us, when we make mistakes, wouldn’t think of trying to blame someone else for those mistakes. My experience in this industry has taught me that business owners only want 4 things from their merchant services provider: Get me my...

http://www.storefrontbacktalk.com/secur … customers/ Strange things going on in the Processing World!!

Sorry to hear about your issues. If you are talking about an Aldelo system, ( and I hope your aren’t), we will be glad to help you through your issues at no charge. If one POS dealer shortcuts a customer, it gives all of us a bad name. Best of luck, hope it works out for you.

For most restaurants, about 50-60% of your business is going to be paid for by a debit card. The information below is the cost for a standard (non-reward debit card that is swiped, read and signature is obtained). If you are on a 3 or 4 tier pricing plan and you are paying 1.59% for a standard...

paul7979: If you truly have cost ( with no markup) and 8 cents then yes that is the profit. Keep in mind that a processor has hundreds of thousands of merchants, it is cumulative and residual based. Some providers won’t even offer pass through as an option for merchants, so more profit is...

Key players Every Visa card transaction involves multiple parties. The following definitions will give you a good understanding of who’s who in the transaction process. Cardholder: an authorized Visa user. Issuer: a financial institution that issues Visa cards and maintains a contract with...