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Re: Question about Heartland Credit Card "Discount Rate Actually, based upon what you have listed, I can probably offer you better rates. Either on a Cost Plus program or on a 4 Tier Pricing program. I will recomend either one or the other depending upon which one will save you the most amount...

Re: Question about Heartland Credit Card "Discount Rate Integraoligist: He’s not necessarily “crazy”. Effective (Overall) Rate is used as a barometer to quickly determine if a processor is capable of saving you money. Depending upon average ticket, an acceptable Effective Rate would be...

Re: Question about Heartland Credit Card "Discount Rate REDBARNPIZZA: RedBarn, Anything above 5K per month we have the ability to adjust certain fees. ANything less than 5K we have to abide by a strict pricing structure.

I understand completely! That was the decision that I did not agree with. The program is a Good Program BUT we should have given people the opportunity to accept or decline it. The way the program was contrived we only gave you the opportunity to decline it. On the other hand we usually put...

Re: Question about Heartland Credit Card "Discount Rate I would ask if it is “TRUE” cost plus. If your doing any type of volume why $15/month statement fee (sounds kinda high assuming your volume is good) Let me know if you have other ???

txpizza: I’ll be in Houston the first week of August. I will be happy to come by and answer any questions you may have.

Kris: Check another thread in The Think Tank: http://www.pmq.com/tt/viewtopic.php?t=5803 The program that you were enrolled in is a protection from the very same question posed here.

Re: Question about Heartland Credit Card "Discount Rate Does it say 0.60% or 60%? 0.60% is probably what it is. This would be 60 Basis Points above cost. Basis Point Explanation 1.00% = 100 Basis Points another way to look at it is 6 cents per $10 processed. example: $30 Signature Check Card...

Registered Guest: I am here. All I can say is I have been with RBSLynk for 8 years as an Account Executive and Manager and, from time to time, the powers that be at Corporate makes some decisions that I don’t agree with. This is one of those decisions. We are usually afforded the opportunity to...

famouspizza: That is correct. The CVV (Card Value Verification) code is simply a “Red Flag” code for MOTO transactions. If the code matches you can be fairly certain the person giving you the number ACTUALLY has the card in their hand and it is not a stolen card, otherwise, if it doesn’t match...

NY Pizza: No way to tell if your getting “Hosed” without analyzing a statement!? I can do an analysis for you if you want me to…simply Fax a current statement to 512 287 4876 along with an email address and I will send you a side by side Breakdown. As for POS, the software uses PCCharge as a...

bodegahwy: Wow, That’s GREAT! Just one thing to watch out for: Once you get your statements check for a Basis Point line item in addition to the nickel. Alot of the Heartland statements I look at have the Basis Point added charge. Not saying that you will, just an FYI to make sure you are...

ResortPizza: Fixed Cost would be the 8 cents per Transaction (Takeout or delivery or sit and eat) 20 cent Batch Fee $0.00 Statement Fee Having said all that, I see you are in Canada, so I would not be able to help you because we are not licensed in Canada yet.

ResortPizza: Resort, Cost Plus is exactly what it sounds like: Cost is the “Wholesale Rates”, aka Interchange and Assessments, that the Associations (VISA/MC) charge DEPENDING upon Card Type (Debit Card, Credit Card, Rewards Card and Corp Card to be simplistic) and how these Cards are...

The qualifications for CP 8 are Pay at the Counter Average ticket less than $20.00 This is our Quick Serve Restaurant pricing. 90% of my Pizza Restaurant customers fall under QSR. If you are a “Sit Down/Pay at the Table” Restaurant then CP 12 is probably as low as it goes (depending upon...

Cost Plus 8 cents. Sounds like you have Tier Pricing What is your per item charge? (above the %)

paul7979: If it’s not too late I would love the opportunity to compete for your business. Thanks Paul, for the recommendation!

I would be glad to give you a quote if it’s not too late. Just need to make sure we can integrate. Mercury has a tendency to “lock” in their Merchants by giving kickbacks to the POS Software vendor.

Wiseguy, I can help you get set up and answer all your questions. Most New Merchant Rates will have a per item charge in addition to a “Discount Rate” Our New Merchant restaurant rates start at 1.25% + 25 cents per (swiped debit cards). If your Business Qualifies for Quick Serve Restaurant...

Tommy, I was going to suggest the Cash Advance option. First let me say IT IS NOT CHEAP. But funding can happen in as little as 7 Days. The plus side is you don’t have to levarage any equity to get the advance. The advance is based simply on your Credit Card Sales. You negotiate the payback...