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Bad Checks

M

MM1

New member
Advice on a service to collect?
What if they are on a closed account (rather than NSF)?
I’ve been getting too many, and of course they’re all big orders (with tips)…

I’ve implemented some better policies for accepting checks, but I’d still like to have a backup to attempt collection in case I keep getting a trickle.

Seems like about 1 a week…

Thanks
MM
 
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I got the state statute for draft account fraud, and follow it meticulously. Your local magistrate court should be able to direct you some.

We collect about 95% of our bad checks with letters in the mail . . . one has gone to prison for three months rather than pay, and another moved out of state before and arrest was made. That’s only legal actions I can remember in about 3 years open, and we are aware how lucky we are.
 
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I just don’t take checks because of that reason… They do have “electronic check” machines now, you just take the check, zip it though the machine, it stamps it and automatically withdrawls from the persons account. If the account is closed or has NSF, you know right then.

I’m thinking about getting this but have not found a supplier yet.
 
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Let me clear up some confusion.

The Check Clearing Service you are speaking of is ECC (Electronic Check Conversion).

The Myth is that “you know immediately” if the money is in the account or if it is an Open account. That is not true. ECC converts a Check to an electronic deposit that is settled through the same system as Credit Cards, (aka ACH). You won’t know if the account has money, or is open, until the check is submitted.

The process only checks whether the account holder is LISTED on a “Bad Check Writers” database.

Now, most services have a Check Guarantee Program tied to ECC so if a Check comes back or is closed you are Guaranteed your money, assuming you have those individual enhancements on your program.

If you are interested in ECC I can send you some information as we supply both the machines and the Service. We use the Omni 3750/Vx510 and the CR1000i Check Imager.

These are only valid for face to face transactions as one of the requirements is to stamp the Check VOID and hand it back to the Check writer.
 
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i only accept checks from businesses, and a few local people who i’ve known for years. My policy is to accept no checks period. Everyone pretty much has a debit card linked to their checking accounts, so debit cards are the alternative.
 
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I have noticed a trend forming here.

I have a 3 location Pizaa Shop and an 4 location BBQ Rest as my clients/customers and, as of Jan 1st, they no longer accept checks period.

I did notice that one of the locations placed an ATM machine in his Rest and believe it or not the ATM fees he earns actually covers the lease of the ATM Machine itself.
 
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Just go to my web site, and will explain. My phone number and e mail address you can contact me. I will be glad to call you or provide any information you might need. I will answer all your question. The service is free and usually collect up to 88% of NSF in less than a week. THE SERVICE IS FREE to you. We collect the checks electronically and deposit into your account. WE MAKE ARE MONEY by Collecting the State Fee of the bad check from THE CHECK WRITER. We also go after the closed accounts, and stop payments. No long term contract NO SIGN UP FEE. So, no machine to buy no % to give up to the company.

The NAtional Association of Pizzeria Oerators, list us on their Web Site as a Preferred Vendor.

Do business in all states. Let me help you. C D
 
Can collect your checks electronically for you for FREE. No Sign up FEE’s No %. We collect the state fee from the check writer. Preferred Vendor of the National Association of Pizzeria Operators.Also North American Retail Dealers Association. Saves you lots of time trying to chase these down.
 
Delivery Checks

We can take care of deliver pizza checks. Provide you free with a stamp just stamp on box or receipe. And handle those bad checks that way. FREE. Preferred vendor of NAOPO. Also NARDA’s. Nationwide. We make our money by collection the bad check fee from the check writer. No set up fees or machine or montly fees.
 
first of all, get all the info… Drivers license number or SSN phone numbers and addresses. Never take starter checks. The prosecuting attorney can do a better job if they have all the info. Also we use a service called security Check.

http://www.securitycheckllc.com/
 
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