Okay, so I’m currently using a local collection agency (free of charge) who gives me face value of my check plus 25% of state fee collected (when they collect). Since 2004, they have collected $4800 face value, but I’m still out $6200 in face value. Doesn’t seem like such a great success rate, but they are the only ones I have used, so maybe that’s okay. And they don’t EFT bounced checks, but do it the old fashion way, calling and sending letters. So any suggestions as far as national companies that people have used and your success rate (and what they charge).
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