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Delivery insurance in Ohio

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Hello, I am starting a pizzeria in Ohio. I am currently trying to get non-own auto insurance but the carriers that I am talking to say that it is automatically $4,000 a year for one car on the road at a time.

This seems impossible for pizzerias with 10 drivers on the road at a time.

My Question: What do you do in Ohio for delivery insurance and who do you talk to?
 
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