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Pinpads: Stolen or 'unauth' charges, are we protected or not?

pizza442

New member
Right now we are still swiping cards (and matching ID's but that's another topic:p) I keep putting off adding pinpads since I can't get anyone, Speedline or my processor, to clearly confirm that I am protected from chargebacks from a stolen or 'borrowed' card if it is chipped or tapped? I know I'm screwed if it is swiped, but I haven't had a chargeback in 21 years since we handle and verify the card/transaction ourselves. They all like to say 'don't worry, your covered if you chip or tap' but I don't trust them😁
 
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