Hello,
Before I start, I want to say that I’m currently working as a sales rep with a different CC processing company.
What I can do to help, is to give you a competitive offer which you can present to your company so they can match the rates.
I’ll list the rates you can ask for below, but if the need them in a more “official” way, let me know and I can send the same to you over an email if interested.
Anyway, here is what you can ask for:
Interchange Plus Pricing Schedule
Discount Fee: 0.05% (Basis Points) - Includes fees for all card types, Visa, Mastercard, Discover & Amex.
Transaction or Authorization Fee: 3 - 4 cents per transaction - Same for all card types as above.
AVS: (Zip Code Verification) 0 - 0.0175 (cents) per verification
PCI Compliance: $99/Year
Non-PCI Validation Fee: $19.95 per month (Only if Non-PCI Compliant)
Batch/Settlement Fee: up to 3 cents per batch
Monthly Statement Fee (For Paper Statement): $4.95
Disputes/Chargeback Fee: $10
Merchant Portal (Online Account Access, Reporting & Gateway) $35 per month (Optional)
Monthly Account Fee: $0
Customer Support Fee: $0
Contract Term/Length: NONE
Few things to keep in mind:
[LIST]
[]The rates listed above, are for processing all cards as credit with a basic configuration, either through a POS or a Standalone Terminal.
[]No pin pad devices are included or debit acceptance is added. Any of these option added will change the rates listed above.
[]That doesn’t mean that you wouldn’t be able to accepts debit cards, you would accept them all as credit.
[]You’ll have to ask for 75% card present (swiped) Vs 25% card non-present (Keyed) in case you do delivery. This will not keep your rates like that forever but it will take few months (3-6), before they get adjusted accordingly. Even with an adjustment when you show that you do more than 30% keyed transaction, your rates would not go out of control. Maybe about 5-10 basis points raise.
[/LIST]
Best of luck