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how much do you pay in credit card fees

In the end it does not matter what they call the charges. Just take the total charges from your statement and divide by the total CC sales. That will tell you what you are paying as a % of CC sales.
 
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bodegahwy:
Just take three months fees and divide into three months CC sales. Many of those thinking they have some special deal will be unpleasantly suprised.
I did this and it came to exactly 4% through heartland.
 
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