Years ago, January and February were very slow, then March was booming - which I attributed to post-Christmas lack of money, and then Tax refunds showing up in March. As “Direct Deposit” got popular for Tax Refunds, Jan and Feb also got busy, I assume because people got Tax Refunds sooner. This year the Feds are not even accepting Tax Filings until the end of January - Thus Refunds won’t start to show up until some time in Feb…So I fully expect January to be horrible, start to finish!!