I’ve listened and actually have one of Dave Ramseys book. I hear him talking about getting out of debt by saying “beans and mashed potatoes, mashed potatoes and beans”, “gazelle” intensisty and people should never file bankruptcy. He has said to get 2, 3, 4, part time jobs if thats what it takes “gazelle intensisty”. I agree with doing what you have to do but at what cost? Dave Ramsey himself, declared bankgruptcy years ago. He couldn’t do what he is telling his callers to do. I know people that have been in soooooooooooo deep that they did what dave did- went bankrupt.
With that being said, he preaches a common sense approach to financess that is good.
pt